In business, credit can help relationships grow. It can keep work moving, ease short-term cash flow pressure, and create flexibility between vendors and clients. But when credit is extended too freely, without enough visibility into a customer’s broader payment behavior, it can quietly turn into a serious accounts receivable problem. One recent scenario discussed internally at Burt and Associates highlights exactly how that can happen.
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Read article“Sometimes you gotta run before you can walk.”
— Tony Stark, Iron Man
A Chapter 11 filing changes the rules quickly. Here is a practical guide for managing unpaid invoices, debtor-in-possession complexity, and protecting recovery when a customer enters financial distress.
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When businesses fall behind on payments, the path forward can seem confusing and overwhelming. Terms like “debt recovery,” “collection,” and “resolution” are often used interchangeably, but they don’t mean the same thing. True business debt resolution goes beyond collecting money; it’s about finding a workable solution that protects both the creditor’s interests and the debtor’s…
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Few corporate stories are as dramatic or as instructive as Kodak’s. Once the unquestioned leader of the photography world, Kodak filed for Chapter 11 bankruptcy in 2012 after struggling to adapt to the digital revolution. Many believed the company’s legacy was finished. Yet a decade later, Kodak film is not only back on shelves but…
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Scams are increasing at a pace never seen before. Consumers are more suspicious, more defensive, and more hesitant to engage with unfamiliar communication, even when it’s legitimate. While this trend is typically discussed in the consumer fraud space, its effects extend far beyond households. It is reshaping how businesses get paid, how customers interact with…
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In business-to-business credit environments, companies must navigate a complex landscape of regulations, financial risks, and operational challenges. Two industry terms often misunderstood, yet highly influential, are Right of Offset / Setoff and Skip Tracing. While these tools operate in very different ways, both play a critical role in commercial debt collection, credit risk mitigation, and…
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While economic uncertainty and inflation continue to challenge U.S. businesses, there’s one bright spot on the horizon: younger shoppers. Analysts predict that Millennials and Gen Z consumers will keep spending through the 2025 holiday season, providing a temporary lift to retail and e-commerce sectors. But for B2B suppliers, wholesalers, and service providers, that optimism comes…
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As November arrives, many businesses shift their focus from Q4 sales targets to year-end financial reviews. For B2B companies, this month is the strategic sweet spot, the time when financial teams can still influence the closing year and prepare for next year’s budget. cash flow statements, accounts receivable reports, outstanding invoices, and credit exposure all…
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Americans are carrying more credit card debt than ever before, with balances surpassing $1.3 trillion in 2025 according to data from the Federal Reserve. As household budgets tighten, delinquency rates are climbing, signaling financial strain that could ripple across industries. For businesses, this trend means more than consumer hardship; it signals a potential rise in…
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