Burt and Associates is a Collection Agency that specializes in Commercial Collections with coverage for Washington.
Seattle | Spokane | Tacoma | Vancouver
How to Get Started:
Contact us to speak with a New Account Information Representative. We will discuss your overdue accounts in detail. After a thorough debtor investigation, we will tell you which accounts show promise of collection (there may be conditions, such as bankruptcy, that have voided the debt). We will also suggest which accounts may be better handled in-house.
Contact Burt & Associates
- Toll-free: 1-877-740-7839
- Fill out our Contact Form online
- For a Free Quote, fill out our Get Quote Form online
Note: The Pacific Northwest region, notably Seattle, has its unique economic and legal environment. Burt and Associates provide customized collection strategies that align with Washington’s legal requirements and the local economic climate.
Seattle, Washington Collection Laws
Understanding the specific collection laws in Washington is critical for effective debt recovery. Below is a summary of key Seattle, Washington collection laws:
- Interest Rate on Judgments: Legal interest rate: 12%; Judgment rate: 12%.
- Statute of Limitations:
- Open Accounts: 3 years
- Written Contracts: 6 years
- Domestic Judgments: 10 years (Renewable)
- Foreign Judgments: 10 years
- Bad Check Laws (NSF): Civil penalties include the lesser of the check amount or 12% interest, with collection costs up to $40. If taken to court, penalties may include reasonable attorney’s fees, triple the value of the check, or up to $300.
- Garnishment Exemptions: Greater than 75% of disposable earnings or $64 per week (calculated as 40 times the state minimum hourly wage).
Key Considerations for Businesses in Seattle
- Tailored Debt Collection: Burt and Associates leverages local insights to offer collection strategies that are specifically designed for the Seattle market.
- Legal Compliance: We ensure all collection activities comply with Washington state laws, minimizing the risk of legal complications.
- Strategic Collection Planning: Our approach thoroughly assesses each debtor’s situation, ensuring that collection strategies are effective and sensitive to local economic conditions.
