Burt and Associates is a Collection Agency that specializes in Commercial Collections with coverage for Tennessee.
Nashville | Chattanooga | McMinnville | Memphis | Knoxville
Specializing in efficient debt recovery solutions for Nashville businesses
Contact us to speak with a New Account Information Representative. We will discuss your overdue accounts in detail. After a thorough debtor investigation, we will tell you which accounts show promise of collection (there may be conditions, such as bankruptcy, that have voided the debt). We will also suggest which accounts may be better handled in-house.
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Contact Burt & Associates
- Toll free: 1-877-740-7839
- Fill out our Contact Form on line
- For a Free Quote, fill our Get Quote Form on line
- View all our locations
Nashville, TN Collection Laws
Understanding the specific collection laws in Nashville and Tennessee is critical for effectively managing your accounts receivable. Below is a summary of relevant Tennessee collection laws:
- Interest Rate on Judgments: Legal rate: 10%; Judgment interest: 10% (or as specified by contract), with variations depending on the type of transaction.
- Statute of Limitations:
- Open Accounts: 6 years
- Written Contracts: 6 years
- Domestic Judgments: 10 years
- Foreign Judgments: 10 years
- Bad Check Laws (NSF): Civil penalties include treble damages up to $500, plus 10% interest, reasonable service charges, attorney fees, and court costs.
- Garnishment Exemptions: Federal law applies, with specific Tennessee provisions:
- Add $2.50 per week for dependent children under 16 years of age.
Key Considerations for Businesses in Nashville
- Local Expertise: Burt and Associates understands the unique challenges of the Nashville business environment and provides customized solutions to maximize debt recovery.
- Legal Compliance: Navigating Tennessee’s specific collection laws is essential for ensuring compliance and protecting your business interests.
- Strategic Debt Recovery: Our team uses a strategic approach to debt recovery that balances assertiveness with maintaining positive client relationships.
Healthcare
Music and Entertainment
Advanced Manufacturing
Corporate Operations
Technology and Innovation
Testimonials

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Read Article →As a finance manager, you understand the importance of a smooth and timely financial close. But even with the best strategies, challenges can arise. That’s where the right partnership can make all the difference. At Burt and Associates, we specialize in tailored, ethical debt collection practices that align with your business goals. By integrating our services, you can focus on optimizing your financial close process without the added stress of managing overdue accounts.
We know every business is unique, and that’s why we work closely with you to develop a customized approach that meets your specific needs. Whether you’re dealing with complex financial situations or simply looking to improve cash flow, our team is here to support you every step of the way.
Let’s turn those strategies into results together. Take the first step towards a more efficient financial close by reaching out to us today.
Let's Work Together to Optimize Your Business!
At Burt and Associates, we specialize in business-to-business (B2B) debt collection, prioritizing strong business relationships and tailored ethical recovery practices. Choose the approach that best fits your needs, and let’s take the first step toward improving your cash flow.
If you’re ready to discuss your overdue accounts and explore customized solutions, schedule a free consultation with one of our experts.